Mortgage Loan Management

tools for helping you make the right refi lending decision

	print: mortgage shopping sheet (pdf)	home market valuations
	print: refi lending map (pdf)	link to: mortgage payoff module
	print: mortgage application checklist	loan amortization worksheet (excel)

debt analysis

	debt-to-income ratio calculation	check your credit report
	housing debt ratio calculation	how much you can borrow

tax publications and forms (links jump to IRS)

	home owner mortgage interest deduction	moving related expenses
	tax information for first-time home owners	selling your home
	business use of your home	residential rental properties

consumer protection information (links jump to FTC.gov)

	information about abusive lending practices	privacy information and information sharing
	about credit based products and credit scams	e-Commerce and the Internet
	money-related resource information	other consumer-related issues

from federal reserve library (links jump to federal reserve library)

	ABCs of figuring interest	regulations that protect consumers
	facts about banking	credit guide
	controlling interest	Points of Interest (How Interest Rates Work)

Refinance Module:

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